:root{
    --navy:#0a0f3d;
    --navy-2:#111a5c;
    --royal:#1c22d6;
    --electric:#3d4bf5;
    --ice:#eef0fb;
    --paper:#f8f8fb;
    --ink:#171a35;
    --muted:#5c6088;
    --line:#e2e4f2;
    --radius:2px;
  }
  *{margin:0;padding:0;box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  body{
    font-family:'Inter',sans-serif;
    color:var(--ink);
    background:var(--paper);
    line-height:1.6;
    -webkit-font-smoothing:antialiased;
  }
  h1,h2,h3,.display{font-family:'Space Grotesk',sans-serif;letter-spacing:-0.01em;}
  a{color:inherit;text-decoration:none;}
  img{max-width:100%;display:block;}
  .wrap{max-width:1180px;margin:0 auto;padding:0 32px;}
  .eyebrow{
    font-size:12px;font-weight:600;letter-spacing:0.18em;text-transform:uppercase;
    color:var(--electric);display:flex;align-items:center;gap:10px;margin-bottom:18px;
  }
  .eyebrow::before{content:"";width:22px;height:1px;background:var(--electric);display:inline-block;}
  .btn{
    display:inline-flex;align-items:center;gap:8px;padding:14px 26px;font-size:14px;font-weight:600;
    border-radius:999px;border:1px solid transparent;cursor:pointer;transition:.25s ease;
  }
  .btn-primary{background:var(--royal);color:#fff;}
  .btn-primary:hover{background:var(--navy-2);}
  .btn-ghost{background:transparent;border-color:rgba(255,255,255,0.4);color:#fff;}
  .btn-ghost:hover{background:rgba(255,255,255,0.12);}
  .btn-dark{background:var(--navy);color:#fff;}
  .btn-dark:hover{background:#000122;}

  /* ---------- Header ---------- */
  header{
    position:sticky;top:0;z-index:100;background:rgba(248,248,251,0.85);
    backdrop-filter:blur(10px);border-bottom:1px solid var(--line);
  }
  nav.wrap{display:flex;align-items:center;justify-content:space-between;height:82px;}
  .nav-right{display:flex;align-items:center;gap:40px;}
  .brand{display:flex;align-items:center;gap:12px;font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:20px;}
  .brand img{height:56px;width:56px;object-fit:contain;}
  .brand .brand-thin{font-weight:500;color:var(--muted);}
  .navlinks{display:flex;gap:38px;font-size:14px;font-weight:500;color:var(--ink);}
  .navlinks a{position:relative;padding:4px 0;}
  .navlinks a::after{content:"";position:absolute;bottom:-2px;left:0;width:0;height:2px;background:var(--royal);transition:.25s;}
  .navlinks a:hover::after{width:100%;}
  .navcta{display:flex;align-items:center;gap:20px;}

  .burger{
    display:none;flex-direction:column;justify-content:center;align-items:flex-end;gap:5px;
    width:36px;height:36px;background:none;border:none;cursor:pointer;padding:0;
  }
  .burger span{display:block;height:2px;background:var(--ink);border-radius:2px;transition:.3s ease;}
  .burger span:nth-child(1){width:24px;}
  .burger span:nth-child(2){width:18px;}
  .burger span:nth-child(3){width:24px;}
  .burger.active span:nth-child(1){width:24px;transform:translateY(7px) rotate(45deg);}
  .burger.active span:nth-child(2){opacity:0;}
  .burger.active span:nth-child(3){width:24px;transform:translateY(-7px) rotate(-45deg);}

  .mobile-menu{
    position:fixed;top:82px;left:0;right:0;bottom:0;z-index:99;background:var(--paper);
    padding:12px 32px 285px;
    display:flex;flex-direction:column;justify-content:space-evenly;
    transform:translateY(-10px);opacity:0;pointer-events:none;
    transition:opacity .25s ease,transform .25s ease;overflow-y:auto;
  }
  .mobile-menu.open{opacity:1;transform:translateY(0);pointer-events:auto;}
  .mobile-menu a{display:block;font-size:18px;font-weight:600;padding:12px 0;border-bottom:1px solid var(--line);flex-shrink:0;}
  .mobile-menu .btn{width:100%;justify-content:center;margin-top:6px;flex-shrink:0;}

  /* ---------- Hero ---------- */
  .hero{
    background:radial-gradient(120% 140% at 15% 0%, var(--navy-2) 0%, var(--navy) 55%, #06082a 100%);
    color:#fff;position:relative;overflow:hidden;padding:96px 0 0;
  }
  .hero .wrap{display:grid;grid-template-columns:1fr;gap:40px;align-items:center;position:relative;z-index:2;}
  .hero h1{font-size:56px;line-height:1.04;font-weight:700;max-width:560px;}
  .hero h1 em{font-style:normal;color:#9aa4ff;}
  .hero p{margin:22px 0 32px;max-width:460px;color:#c3c6ec;font-size:16px;}
  .hero-actions{display:flex;gap:16px;align-items:center;margin-bottom:70px;}
  .hero-link{font-size:14px;font-weight:600;color:#fff;border-bottom:1px solid rgba(255,255,255,0.5);padding-bottom:2px;}

  .hero-network{position:absolute;inset:0;z-index:1;pointer-events:none;overflow:hidden;}
  .hero-network svg,.hero-network img{width:100%;height:100%;object-fit:cover;display:block;}

  .trust{background:#06082a;padding:34px 0 46px;border-top:1px solid rgba(255,255,255,0.08);overflow:hidden;}
  .trust p{text-align:center;font-size:11px;letter-spacing:0.18em;text-transform:uppercase;color:#7a80b8;margin-bottom:26px;}
  .trust-viewport{max-width:540px;margin:0 auto;}
  .trust-marquee{
    position:relative;width:100%;overflow:hidden;
    -webkit-mask-image:linear-gradient(90deg,transparent 0,#000 14%,#000 86%,transparent 100%);
    mask-image:linear-gradient(90deg,transparent 0,#000 14%,#000 86%,transparent 100%);
  }
  .trust-track{
    display:flex;align-items:center;gap:14px;width:max-content;
    animation:trust-scroll 18s linear infinite;
  }
  .trust-marquee:hover .trust-track{animation-play-state:paused;}
  @keyframes trust-scroll{
    from{transform:translateX(0);}
    to{transform:translateX(-50%);}
  }
  .badge{
    border:1px solid rgba(255,255,255,0.18);color:#dfe1ff;font-size:13px;font-weight:600;
    padding:9px 20px;border-radius:999px;letter-spacing:0.04em;white-space:nowrap;flex-shrink:0;
  }

  /* ---------- Section generic ---------- */
  section{padding:110px 0;}
  .section-head{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:end;margin-bottom:56px;}
  .section-head h2{font-size:38px;font-weight:600;line-height:1.15;}
  .section-head p{color:var(--muted);font-size:15px;max-width:420px;}

  /* ---------- About ---------- */
  .about-grid{display:grid;grid-template-columns:0.9fr 1.1fr;gap:60px;align-items:start;}
  .about-grid h2{font-size:38px;font-weight:600;line-height:1.15;max-width:420px;}
  .about-copy p{color:var(--muted);font-size:15.5px;margin-bottom:34px;max-width:480px;}
  .stat-row{display:flex;gap:48px;flex-wrap:wrap;}
  .stat b{font-family:'Space Grotesk',sans-serif;font-size:38px;font-weight:700;color:var(--royal);display:block;}
  .stat span{font-size:12.5px;color:var(--muted);display:block;max-width:150px;margin-top:6px;}

  .quote-carousel{
    margin-top:70px;border-radius:var(--radius);overflow:hidden;position:relative;
    background:linear-gradient(120deg,var(--navy) 0%, var(--royal) 60%, var(--electric) 100%);
    height:260px;color:#fff;
  }
  .quote-slide{
    position:absolute;inset:0;display:flex;align-items:center;padding:0 60px;
    opacity:0;pointer-events:none;transition:opacity .8s ease;
  }
  .quote-slide.active{opacity:1;pointer-events:auto;}
  .quote-slide .quote-wave{position:absolute;inset:0;width:100%;height:100%;opacity:0.85;}
  .quote-slide blockquote{position:relative;z-index:2;font-family:'Space Grotesk',sans-serif;font-size:26px;font-weight:500;max-width:640px;line-height:1.4;}
  .quote-slide cite{display:block;font-family:'Inter',sans-serif;font-style:normal;font-size:13px;color:#c8ccff;margin-top:16px;letter-spacing:0.04em;}
  .quote-dots{position:absolute;left:60px;bottom:22px;z-index:3;display:flex;gap:9px;}
  .quote-dots button{
    width:8px;height:8px;border-radius:50%;border:none;background:rgba(255,255,255,0.35);
    cursor:pointer;padding:0;transition:.2s;
  }
  .quote-dots button.active{background:#fff;width:22px;border-radius:5px;}
  @media(max-width:900px){
    .quote-carousel{height:auto;padding-top:40px;padding-bottom:40px;}
    .quote-slide{position:relative;padding:0 30px;display:none;}
    .quote-slide.active{display:flex;}
    .quote-dots{position:static;justify-content:center;margin-top:20px;padding:0 30px 30px;}
  }

  /* ---------- Services Accordion ---------- */
  .accordion{border-top:1px solid var(--line);}
  .accordion-item{border-bottom:1px solid var(--line);}
  .accordion-trigger{
    width:100%;display:grid;grid-template-columns:60px 1fr 22px;gap:32px;align-items:center;
    padding:30px 0;background:none;border:none;cursor:pointer;text-align:left;font:inherit;color:inherit;
  }
  .service-num{font-family:'Space Grotesk',sans-serif;color:var(--royal);font-weight:700;font-size:15px;}
  .service-title{font-family:'Space Grotesk',sans-serif;font-weight:600;font-size:17px;letter-spacing:0.01em;transition:color .2s;}
  .accordion-item.open .service-title{color:var(--royal);}
  .accordion-icon{width:22px;height:22px;position:relative;flex-shrink:0;}
  .accordion-icon::before,.accordion-icon::after{content:"";position:absolute;top:50%;left:50%;background:var(--ink);transition:transform .3s ease,background .3s ease;}
  .accordion-icon::before{width:14px;height:2px;transform:translate(-50%,-50%);}
  .accordion-icon::after{width:2px;height:14px;transform:translate(-50%,-50%);}
  .accordion-item.open .accordion-icon::after{transform:translate(-50%,-50%) rotate(90deg);opacity:0;}
  .accordion-item.open .accordion-icon::before,
  .accordion-item.open .accordion-icon::after{background:var(--royal);}
  .accordion-panel{max-height:0;overflow:hidden;transition:max-height .35s ease;}
  .service-desc{padding:0 0 32px 92px;}
  .service-desc p{color:var(--muted);font-size:14.5px;max-width:620px;margin-bottom:16px;}
  .tags{display:flex;gap:8px;flex-wrap:wrap;}
  .tag{font-size:12px;color:var(--navy-2);background:var(--ice);border:1px solid var(--line);padding:6px 14px;border-radius:999px;}
  @media(max-width:900px){
    .accordion-trigger{grid-template-columns:34px 1fr 22px;gap:16px;}
    .service-desc{padding-left:50px;}
  }

  /* ---------- Values ---------- */
  .values{background:var(--ice);padding-top:44px;}
  .value-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);}
  .value-card{background:var(--paper);padding:36px 28px;}
  .value-card .icon{width:38px;height:38px;margin-bottom:22px;}
  .value-card h3{font-size:16px;font-weight:600;margin-bottom:10px;}
  .value-card p{font-size:13.5px;color:var(--muted);}

  /* ---------- Founder ---------- */
  .founder{background:linear-gradient(160deg,var(--navy) 0%,#050726 100%);color:#fff;position:relative;overflow:hidden;}
  .founder .wrap{display:grid;grid-template-columns:0.85fr 1.15fr;gap:60px;align-items:center;position:relative;z-index:2;}
  .founder-card{
    background:rgba(255,255,255,0.04);border:1px solid rgba(255,255,255,0.14);border-radius:var(--radius);
    padding:48px;text-align:center;
  }
  .monogram{
    width:96px;height:96px;margin:0 auto 26px;border-radius:50%;
    background:linear-gradient(135deg,var(--electric),var(--royal));
    display:flex;align-items:center;justify-content:center;
    font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:30px;color:#fff;
  }
  .founder-card h3{font-size:20px;font-weight:600;}
  .founder-card .role{font-size:13px;color:#9aa4ff;margin-top:6px;letter-spacing:0.02em;}
  .founder-card .cred{font-size:12.5px;color:#8489bd;margin-top:14px;font-style:italic;}
  .founder-copy h2{font-size:34px;font-weight:600;line-height:1.2;margin-bottom:22px;}
  .founder-copy p{color:#b7bae2;font-size:15.5px;margin-bottom:18px;max-width:520px;}

  /* ---------- Insights ---------- */
  .insight-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;}
  .insight-card{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;}
  .insight-visual{
    height:190px;position:relative;display:flex;align-items:center;justify-content:center;
    background:linear-gradient(135deg,var(--ice) 0%,#e3e6fa 100%);
  }
  .insight-visual svg{width:120px;height:120px;}
  .insight-body{padding:30px 32px 34px;}
  .insight-tag{font-size:11px;text-transform:uppercase;letter-spacing:0.12em;color:var(--electric);font-weight:600;margin-bottom:12px;display:block;}
  .insight-body h3{font-size:19px;font-weight:600;margin-bottom:12px;line-height:1.3;}
  .insight-body p{font-size:14px;color:var(--muted);margin-bottom:18px;}
  .insight-body .tags{margin-top:6px;}

  /* ---------- CTA ---------- */
  .cta{
    background:linear-gradient(120deg,var(--navy) 0%, var(--navy-2) 50%, var(--royal) 100%);
    color:#fff;text-align:center;position:relative;overflow:hidden;
  }
  .cta h2{font-size:38px;font-weight:600;margin-bottom:16px;}
  .cta p{color:#c3c6ec;max-width:520px;margin:0 auto 40px;font-size:15.5px;}

  .steps{display:flex;justify-content:center;gap:0;max-width:760px;margin:0 auto 56px;position:relative;z-index:2;}
  .step{flex:1;text-align:center;position:relative;padding:0 14px;}
  .step:not(:last-child)::after{
    content:"";position:absolute;top:29px;left:calc(50% + 37px);width:calc(100% - 74px);height:1px;
    background:rgba(255,255,255,0.22);
  }
  .step-icon{
    width:58px;height:58px;border-radius:50%;margin:0 auto 16px;position:relative;z-index:2;
    background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.2);
    display:flex;align-items:center;justify-content:center;
  }
  .step-icon svg{width:26px;height:26px;}
  .step h4{font-size:14.5px;font-weight:600;margin-bottom:6px;}
  .step p{font-size:12.5px;color:#c3c6ec;max-width:170px;margin:0 auto;}

  .contact-toggle{display:inline-flex;background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.18);border-radius:999px;padding:4px;margin-bottom:22px;position:relative;z-index:2;flex-wrap:wrap;justify-content:center;}
  .toggle-btn{border:none;background:none;color:#c3c6ec;font-size:13.5px;font-weight:600;padding:10px 20px;border-radius:999px;cursor:pointer;transition:.2s ease;white-space:nowrap;}
  .toggle-btn.active{background:#fff;color:var(--navy);}

  .cta-form{
    max-width:480px;margin:0 auto;background:#fff;border-radius:20px;padding:22px;
    display:grid;gap:12px;position:relative;z-index:2;text-align:left;
  }
  .cta-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
  .cta-form input{
    border:1px solid var(--line);border-radius:10px;padding:13px 16px;font-size:14px;outline:none;
    color:var(--ink);width:100%;background:#fff;font-family:'Inter',sans-serif;
  }
  .cta-form input:focus{border-color:var(--royal);}
  .cta-form input::placeholder{color:#9296b8;}
  .cta-form input[type="checkbox"]{
    width:16px;height:16px;min-width:16px;flex-shrink:0;padding:0;margin:2px 0 0;
    border-radius:4px;accent-color:var(--royal);cursor:pointer;
  }
  .consent-label{display:flex;align-items:flex-start;gap:9px;font-size:12.5px;color:var(--muted);line-height:1.5;cursor:pointer;}
  .consent-label a{color:var(--royal);}
  @media(max-width:480px){
    .consent-label{font-size:12px;}
  }
  .cta-form button{
    border:none;background:var(--royal);color:#fff;padding:14px 26px;border-radius:10px;
    font-size:14px;font-weight:600;cursor:pointer;width:100%;
  }
  .cta-form button:hover{background:var(--navy-2);}
  .cta-form button:disabled{opacity:0.7;cursor:default;}

  .modal-overlay{
    position:fixed;inset:0;z-index:200;background:rgba(6,8,42,0.6);
    display:flex;align-items:center;justify-content:center;padding:24px;
    opacity:0;pointer-events:none;transition:opacity .25s ease;
  }
  .modal-overlay.show{opacity:1;pointer-events:auto;}
  .modal-card{
    background:#fff;border-radius:20px;padding:40px 36px;max-width:380px;width:100%;
    text-align:center;transform:translateY(14px);transition:transform .25s ease;
    box-shadow:0 30px 60px rgba(6,8,42,0.35);
  }
  .modal-overlay.show .modal-card{transform:translateY(0);}
  .modal-icon{
    width:56px;height:56px;border-radius:50%;background:var(--royal);margin:0 auto 20px;
    display:flex;align-items:center;justify-content:center;
  }
  .modal-icon svg{width:26px;height:26px;}
  .modal-card h3{font-family:'Space Grotesk',sans-serif;font-size:19px;font-weight:600;color:var(--ink);margin-bottom:10px;}
  .modal-card p{font-size:14px;color:var(--muted);margin-bottom:26px;line-height:1.6;}
  .modal-card button{
    border:none;background:var(--royal);color:#fff;padding:12px 28px;border-radius:999px;
    font-size:14px;font-weight:600;cursor:pointer;
  }
  .modal-card button:hover{background:var(--navy-2);}
  @media(max-width:900px){
    .steps{flex-direction:column;gap:28px;max-width:280px;}
    .step:not(:last-child)::after{display:none;}
    .cta-form .form-row{grid-template-columns:1fr;}
  }

  /* ---------- Footer ---------- */
  footer{background:#06082a;color:#9296c4;padding:70px 0 30px;}
  .foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:50px;border-bottom:1px solid rgba(255,255,255,0.08);}
  .foot-brand{display:flex;align-items:center;gap:10px;font-family:'Space Grotesk',sans-serif;color:#fff;font-weight:700;font-size:18px;margin-bottom:16px;}
  .foot-brand img{height:42px;width:42px;}
  .foot-grid p{font-size:13.5px;max-width:260px;line-height:1.7;}
  .foot-social{display:flex;gap:12px;margin-top:8px;}
  .foot-social a{
    width:40px;height:40px;border-radius:50%;border:1px solid rgba(255,255,255,0.16);
    display:flex;align-items:center;justify-content:center;color:#9296c4;transition:.2s ease;
  }
  .foot-social a:hover{background:var(--royal);border-color:var(--royal);color:#fff;}
  .foot-social svg{width:18px;height:18px;}
  .foot-col h4{color:#fff;font-size:13px;letter-spacing:0.06em;text-transform:uppercase;margin-bottom:18px;font-weight:600;}
  .foot-col a{display:block;font-size:13.5px;margin-bottom:12px;color:#9296c4;}
  .foot-col a:hover{color:#fff;}
  .foot-bottom{display:flex;justify-content:space-between;align-items:center;padding-top:26px;font-size:12.5px;}

  @media(max-width:900px){
    .nav-right{display:none;}
    .burger{display:flex;}
    .hero h1{font-size:38px;}
    .section-head{grid-template-columns:1fr;}
    .about-grid{grid-template-columns:1fr;}
    .service-row{grid-template-columns:1fr;gap:10px;}
    .value-grid{grid-template-columns:1fr 1fr;}
    .founder .wrap{grid-template-columns:1fr;}
    .insight-grid{grid-template-columns:1fr;}
    .foot-grid{grid-template-columns:1fr 1fr;gap:30px;}
  }
  @media (prefers-reduced-motion: reduce){
    .spin{animation:none;}
    .trust-track{animation:none;}
  }

  /* ---------- Back to top (mobile) ---------- */
  .back-to-top{
    display:none;position:fixed;right:20px;bottom:20px;z-index:90;
    width:48px;height:48px;border-radius:50%;background:var(--royal);color:#fff;border:none;
    align-items:center;justify-content:center;cursor:pointer;
    box-shadow:0 12px 26px rgba(28,34,214,0.4);
    opacity:0;transform:translateY(14px);pointer-events:none;
    transition:opacity .25s ease,transform .25s ease,background .2s ease;
  }
  .back-to-top:hover{background:var(--navy-2);}
  .back-to-top.show{opacity:1;transform:translateY(0);pointer-events:auto;}
  @media(max-width:900px){
    .back-to-top{display:flex;}
  }

  /* ============================================================
     Shared components for inner pages (services, insights, legal)
  ============================================================ */

  /* Breadcrumb */
  .breadcrumb{font-size:13px;color:var(--muted);padding:22px 0 0;}
  .breadcrumb a{color:var(--muted);}
  .breadcrumb a:hover{color:var(--royal);}
  .breadcrumb .sep{margin:0 8px;color:#c7cae6;}
  .breadcrumb .current{color:var(--ink);font-weight:500;}

  /* Inner-page hero (smaller than homepage hero) */
  .page-hero{
    background:radial-gradient(120% 140% at 15% 0%, var(--navy-2) 0%, var(--navy) 55%, #06082a 100%);
    color:#fff;position:relative;overflow:hidden;padding:40px 0 64px;
  }
  .page-hero .wrap{position:relative;z-index:2;}
  .page-hero .eyebrow{color:#9aa4ff;}
  .page-hero .eyebrow::before{background:#9aa4ff;}
  .page-hero h1{font-size:42px;line-height:1.12;font-weight:700;max-width:780px;}
  .page-hero p.lead{margin:20px 0 30px;max-width:640px;color:#c3c6ec;font-size:16px;}
  .page-hero .hero-actions{display:flex;gap:16px;flex-wrap:wrap;}
  .page-hero .updated{font-size:12.5px;color:#8489bd;margin-top:24px;}

  /* Content section wrapper for prose pages */
  .content-section{padding:64px 0;}
  .content-section.tight{padding:44px 0;}
  .prose{max-width:760px;}
  .prose h2{font-size:27px;font-weight:600;margin:52px 0 16px;line-height:1.25;}
  .prose > .prose-block:first-child h2{margin-top:0;}
  .prose h3{font-size:18px;font-weight:600;margin:30px 0 12px;}
  .prose p{color:var(--ink);font-size:15.5px;line-height:1.75;margin-bottom:16px;}
  .prose ul,.prose ol{margin:0 0 18px 22px;color:var(--ink);font-size:15.5px;line-height:1.75;}
  .prose li{margin-bottom:8px;}
  .prose strong{font-weight:600;}
  .prose .cite{color:var(--muted);font-size:0.92em;}
  .prose blockquote{border-left:3px solid var(--royal);padding:2px 0 2px 20px;color:var(--muted);font-style:italic;margin:20px 0;}
  .prose-block{margin-bottom:8px;}
  .lede{font-size:17.5px;color:var(--muted);max-width:720px;line-height:1.7;margin-bottom:8px;}

  /* Tables */
  .table-wrap{overflow-x:auto;margin:20px 0 30px;border:1px solid var(--line);border-radius:var(--radius);}
  table.data-table{width:100%;border-collapse:collapse;font-size:13.5px;min-width:520px;}
  table.data-table th{background:var(--navy);color:#fff;text-align:left;padding:12px 16px;font-weight:600;font-size:12px;letter-spacing:.02em;text-transform:uppercase;white-space:nowrap;}
  table.data-table td{padding:12px 16px;border-top:1px solid var(--line);color:var(--ink);}
  table.data-table tr:nth-child(even) td{background:var(--paper);}
  table.data-table caption{caption-side:bottom;text-align:left;font-size:12.5px;color:var(--muted);padding:10px 16px;}

  /* Callouts / disclaimers / placeholders */
  .callout{background:var(--ice);border:1px solid var(--line);border-left:3px solid var(--royal);border-radius:var(--radius);padding:18px 22px;font-size:14px;color:var(--muted);margin:24px 0;line-height:1.7;}
  .callout strong{color:var(--ink);}
  .callout.warn{border-left-color:#c98a1f;background:#fff8ec;}
  .disclaimer{font-size:13px;color:var(--muted);font-style:italic;border-top:1px solid var(--line);padding-top:18px;margin-top:36px;}
  .placeholder{background:#fff4e6;border:1px dashed #d99a3a;border-radius:6px;padding:2px 8px;font-size:0.92em;color:#8a5a12;font-family:'Space Grotesk',sans-serif;white-space:nowrap;}

  /* FAQ (native details/summary, styled) */
  .faq{border-top:1px solid var(--line);margin:16px 0 8px;}
  .faq details{border-bottom:1px solid var(--line);padding:20px 0;}
  .faq summary{cursor:pointer;font-weight:600;font-size:15.5px;font-family:'Space Grotesk',sans-serif;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;}
  .faq summary::-webkit-details-marker{display:none;}
  .faq summary::after{content:"+";font-size:20px;color:var(--royal);font-weight:400;flex-shrink:0;line-height:1;}
  .faq details[open] summary::after{content:"\2212";}
  .faq .faq-a{color:var(--muted);font-size:14.5px;margin-top:14px;line-height:1.7;}

  /* Numbered step list / bullet service list */
  .service-list{list-style:none;padding:0;margin:0 0 20px;}
  .service-list li{position:relative;padding-left:26px;margin-bottom:12px;font-size:15px;color:var(--ink);line-height:1.5;}
  .service-list li::before{content:"";position:absolute;left:0;top:8px;width:8px;height:8px;border-radius:50%;background:var(--royal);}
  .step-list{counter-reset:steplist;list-style:none;padding:0;margin:0 0 20px;}
  .step-list li{counter-increment:steplist;position:relative;padding-left:38px;margin-bottom:16px;font-size:15px;line-height:1.6;}
  .step-list li::before{content:counter(steplist);position:absolute;left:0;top:0;width:26px;height:26px;border-radius:50%;background:var(--royal);color:#fff;font-size:12.5px;font-weight:700;display:flex;align-items:center;justify-content:center;font-family:'Space Grotesk',sans-serif;}

  /* Source list */
  .source-list{list-style:none;padding:0;margin:16px 0 0;font-size:13px;color:var(--muted);}
  .source-list li{padding:8px 0;border-top:1px solid var(--line);}

  /* Related links / internal linking cards */
  .related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:20px;}
  .related-card{border:1px solid var(--line);border-radius:var(--radius);padding:22px;background:#fff;transition:.2s ease;}
  .related-card:hover{border-color:var(--royal);}
  .related-card .eyebrow{margin-bottom:10px;font-size:11px;}
  .related-card h4{font-size:15px;font-weight:600;margin-bottom:8px;line-height:1.35;}
  .related-card p{font-size:13px;color:var(--muted);}
  @media(max-width:900px){.related-grid{grid-template-columns:1fr;}}

  /* Smaller CTA panel used at the bottom of inner pages */
  .cta-panel{
    background:linear-gradient(120deg,var(--navy) 0%, var(--navy-2) 50%, var(--royal) 100%);
    color:#fff;border-radius:var(--radius);padding:56px 48px;text-align:center;margin-top:70px;
  }
  .cta-panel h2{font-size:27px;font-weight:600;margin-bottom:14px;}
  .cta-panel p{color:#c3c6ec;max-width:560px;margin:0 auto 28px;font-size:15px;line-height:1.7;}

  /* Insights index grid (3-up article cards) */
  .insight-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;}
  @media(max-width:1000px){.insight-grid-3{grid-template-columns:1fr 1fr;}}
  @media(max-width:700px){.insight-grid-3{grid-template-columns:1fr;}}

  /* Testimonials */
  .testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
  .testi-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:30px 28px;display:flex;flex-direction:column;}
  .testi-quote{font-size:15px;color:var(--ink);line-height:1.7;flex:1;margin-bottom:20px;}
  .testi-meta{display:flex;align-items:center;gap:12px;border-top:1px solid var(--line);padding-top:16px;}
  .testi-avatar{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--electric),var(--royal));color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:14px;flex-shrink:0;}
  .testi-name{font-size:14px;font-weight:600;}
  .testi-role{font-size:12.5px;color:var(--muted);}
  .testi-note{text-align:center;font-size:13px;color:var(--muted);margin-top:26px;}
  @media(max-width:900px){.testi-grid{grid-template-columns:1fr;}}

  /* What's-included / meta side info card */
  .meta-card{border:1px solid var(--line);border-radius:var(--radius);background:var(--ice);padding:26px 28px;margin:24px 0;}
  .meta-card h4{font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:14px;font-weight:600;}

  @media(max-width:900px){
    .page-hero h1{font-size:32px;}
    .table-wrap{margin-left:-32px;margin-right:-32px;border-left:none;border-right:none;border-radius:0;width:calc(100% + 64px);}
  }

  /* ---------- Nav dropdowns (Services / Insights) ---------- */
  .nav-item{position:relative;}
  .nav-item > a{display:inline-flex;align-items:center;gap:6px;}
  .nav-item .chevron{
    width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;
    transform:rotate(45deg);margin-top:-3px;transition:transform .2s ease;flex-shrink:0;
  }
  .nav-item:hover .chevron,.nav-item:focus-within .chevron{transform:rotate(225deg);margin-top:3px;}
  .nav-dropdown{
    position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(6px);
    width:300px;background:#fff;border:1px solid var(--line);border-radius:14px;
    box-shadow:0 24px 48px rgba(10,15,61,0.16);padding:10px;
    opacity:0;visibility:hidden;pointer-events:none;
    transition:opacity .18s ease,transform .18s ease,visibility .18s;
    z-index:150;
  }
  .nav-item:hover .nav-dropdown,.nav-item:focus-within .nav-dropdown{
    opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0);
  }
  .nav-dropdown a{display:block;padding:9px 12px;border-radius:9px;}
  .nav-dropdown a::after{display:none;}
  .nav-dropdown a:hover{background:var(--ice);}
  .nav-dropdown .dd-title{display:block;font-size:13.5px;font-weight:600;color:var(--ink);}
  .nav-dropdown a:hover .dd-title{color:var(--royal);}
  .nav-dropdown .dd-desc{display:block;font-size:11.5px;color:var(--muted);margin-top:2px;line-height:1.4;}
  .nav-dropdown .dd-all{
    margin-top:4px;padding-top:12px;border-top:1px solid var(--line);
    font-size:12.5px;font-weight:600;color:var(--royal);
  }
  @media(max-width:900px){
    .nav-dropdown{display:none;}
  }

  /* Mobile menu submenus (Services / Insights, inside the slide-out panel) */
  .mobile-menu .mobile-submenu{border-bottom:1px solid var(--line);flex-shrink:0;}
  .mobile-menu .mobile-submenu-trigger{
    width:100%;display:flex;align-items:center;justify-content:space-between;gap:10px;
    background:none;border:none;font:inherit;font-size:18px;font-weight:600;color:var(--ink);
    padding:12px 0;cursor:pointer;text-align:left;
  }
  .mobile-menu .mobile-submenu-trigger .chevron{
    width:8px;height:8px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;
    transform:rotate(45deg);transition:transform .2s ease;flex-shrink:0;
  }
  .mobile-menu .mobile-submenu.open .mobile-submenu-trigger .chevron{transform:rotate(-135deg);}
  .mobile-menu .mobile-submenu-panel{max-height:0;overflow:hidden;transition:max-height .3s ease;}
  .mobile-menu .mobile-submenu.open .mobile-submenu-panel{max-height:480px;}
  .mobile-menu .mobile-submenu-panel a{
    display:block;font-size:14.5px;font-weight:500;padding:10px 0 10px 16px;
    border-top:1px solid var(--line);border-bottom:none;margin-bottom:0;
  }